Achieve your savings goals with Loqbox
Your goals, your way
Save your way to financial security
Saving money isn’t just about setting cash aside — it’s about creating habits that lead to long-term financial security. At Loqbox, we’re here to make that journey easier and more rewarding.
Whether you're building an emergency fund, saving for a big life event, or simply striving for greater financial freedom, our tools could help you to save and build your credit at the same time.
Here’s how to achieve your savings goals with Loqbox
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Build a savings habit
Loqbox members save £523 a year, on average.
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Boost your credit
Grow your creditworthiness and open doors to new possibilities.
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Get a plan
Clear, step-by-step guidance to help you achieve your goals.
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Feel financially secure
80% of members feel more confident about managing their finances.
With Loqbox, you can save with confidence, build better financial habits, and unlock a brighter financial future — all in one simple journey.
Improvements to your credit score are not guaranteed. Missing payments to Loqbox or other credit accounts may harm your score.
How saving with Loqbox helps you develop strong financial habits for lasting change
Saving with Loqbox can help you develop consistent habits by combining saving and credit building into one simple process. By making regular payments, you’ll not only grow your savings but also could increase your credit score.
Turn small steps into big financial wins
Start with manageable monthly payments, track your progress, and watch as small, consistent actions help you grow your savings and lay the foundations for a strong financial future.
How Loqbox works
Here we’ve broken down in a few actionable steps how you can build a better relationship with your money using Loqbox:
- Sign up to Loqbox: Select the membership option that fits your goals.
- Unlock your tools: Access features designed to help strengthen your credit profile.
- Stay consistent: Make regular payments, which we report to the credit reference agencies (CRAs), ensuring you stay consistent and build a positive financial future.
- See the results: Watch your credit improve and your savings grow, bringing you one step closer to achieving your financial goals and feeling in control.
Improvements to your credit score are not guaranteed. Missing payments to Loqbox or other credit accounts may harm your score.
Practical steps for achieving your savings goals
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Set clear targets
Define your goal: You might be asking yourself, how much in savings should I have?
In order to figure this out, identify a specific target, such as an emergency fund, a holiday or financial security.
Set a timeline: Decide when you want to achieve your goal and break it into smaller, manageable milestones.
Track progress: Use budgeting apps or a simple tracker to monitor your savings journey.
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Create a budget that works for you
Start with your income: List your monthly earnings and categorise your expenses.
Find savings opportunities: Cut unnecessary costs like unused subscriptions, or try reducing how much you spend on takeaways and meals out.
Stick to a plan: Allocate a fixed amount for saving each month before spending on non-essentials.
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Build habits for long-term success
Automate your savings: Set up automatic transfers to ensure consistency.
Reward milestones: Celebrate small wins to stay motivated. Share your success with friends and family — celebrating mentally can be just as powerful as physically rewarding yourself.
Stay flexible: Adjust your budget as life changes, but keep your savings a priority.
What are you waiting for?
We know that getting started can feel overwhelming. That’s why we’re here to guide you with clear steps, practical advice and the resources you need to keep you on track. From budgeting tips to tracking your progress, Loqbox can help you to save smarter, not harder.
Ready to take that first step? Join one million others who’ve achieved their savings goals with Loqbox and start your journey toward financial security today. Together, we can turn your goals into reality!
This is what Loqbox members say
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I saw Loqbox advertised on TikTok. I'm saving for a deposit for my first home and I wanted to improve my credit score. I could not be happier with my new credit score! - Jennifer
Excellent communication and customer service and really easy to use. Saving while building or improving your credit rating? Win, win! - Mandy
This has been such a revolutionary change in how I’ve been able to save and improve my credit. I'm very, very happy! - Toby
I saw Loqbox advertised on TikTok. I'm saving for a deposit for my first home and I wanted to improve my credit score. I could not be happier with my new credit score! - Jennifer
Excellent communication and customer service and really easy to use. Saving while building or improving your credit rating? Win, win! - Mandy
This has been such a revolutionary change in how I’ve been able to save and improve my credit. I'm very, very happy! - Toby
Improvements to your credit score are not guaranteed.
Missing payments to Loqbox or other credit accounts may harm your score.
Understand the benefits and risks
Explore more tips on how to achieve your goal
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