We all know what it’s like to be stressed about money, and how much it can impact our lives. Financial happiness is about taking control of your money, being secure in your situation, and feeling empowered to make informed decisions that fit your goals. Loqbox takes the weight off your shoulders with practical tips on how to improve your financial wellbeing.
Your 30s are an exciting and pivotal time in life. With new responsibilities and financial milestones on the horizon, it's a crucial time to make good money decisions, whether you're starting with a strong financial foundation or find yourself with no savings at 30. From savings targets to income goals and retirement plans, Loqbox dives into financing your 30s.
Building generational wealth, or generation wealth, is about creating a financial legacy for your family. If you are thinking about building wealth for your children and grandchildren, you’ll also be wondering: “do I need to build my wealth first, and how do I do that?” Loqbox looks at starting your legacy today and how to build generational wealth.
In today's world, our financial health is largely judged by our credit score. A good credit score can help you get approved for loans and credit cards, while a bad credit score can limit your borrowing power. But what’s the difference between borrowing power vs credit score? Loqbox has the answers.
Whether it’s a long-term situation or something you hope will be temporary, when you find yourself unemployed, it can be a really stressful time and your finances may be under a lot of strain. Loqbox is here to help answer whether being unemployed could affect your credit score.
Do you feel like your money’s constantly slipping through your fingers these days? Maybe it’s time to get more hands-on for a better grip on your cash with a manual budgeting system? Loqbox gives you the lowdown on the latest financial trend going viral on TikTok — the envelope budget system.
When you’re trying to improve your credit score, reach savings goals, or clear debts, you’ll come across lots of new words, terms and phrases. The jargon used to describe financial terminology can be daunting but Loqbox is here to talk your language. Let’s take a look at what debt to income ratio (DTI) means, and how that affects your credit scores.
As we all know, the cost of living in the UK has been rising steadily over the years. From food to fuel, housing to healthcare, everything seems to be getting more expensive. And it’s not showing any signs of slowing down. This is known as ‘cost of living inflation’ and it affects everyone differently.
As UK medical treatments are mostly free on the NHS, we usually don’t build medical debts like our US neighbours can. But there are lots of treatments that aren’t covered, including many dental bills, private care, and cosmetic surgery. If you want to boost your self-esteem, but you can’t afford to pay upfront and you’re worried about how that could affect your credit score, Loqbox can help explain.
If you’ve been a victim of identity theft, sometimes called ‘ID theft’, it can make you feel scared, anxious, and even embarrassed. It can also leave you with financial difficulties. It’s a horrible thing to happen to you but it’s important to know that you’re not alone. Loqbox has some practical advice to help you back to your feet and feeling yourself again.
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