Achieve your money goals

We're here to help you feel better about your finances

✔ Build your credit
✔ Gain the financial know-how you always wished for
✔ Enjoy a happier, healthier relationship with money

Get started

It takes less than 2 minutes

Improvements to your credit score are not guaranteed.
Missing payments to Loqbox or other credit accounts may harm your score.

Join the 1,000,000 people we've already helped

Start your journey to prove to the credit reference agencies that you can make regular payments

Loqbox makes it easy, automatic, and all for less than the price of a cappuccino

Build my credit

Every point matters

Lenders make money by charging interest on the money you borrow. If your credit score is low, then they'll likely charge you more interest. This can mean you end up paying back much, much more than the original loan amount! (In fact, it could be many times the value of what you originally borrowed.)

By growing your score with Loqbox, we can help you shrink that interest rate and pay less to borrow money overall.

Build my credit
With a £5,000 personal loan and a £5,000 credit card balance, a 50-point credit score increase could save you £12,226.* A 200-point increase could save you £28,535.**

*Based on the difference in interest rates achievable with “Very Poor” and “Poor” credit ratings
** Based on the difference in interest rates achievable with “Very Poor” and “Fair” credit ratings

Understand the benefits and risks

We’re here to help you build your credit, grow your savings and learn about how it all works. Please consider the benefits and risks before joining. You can speak to our member support team if you have any questions.
Learn more

We've got more than 15,000 5-star reviews on Trustpilot to prove it

See more on Trustpilot

The UK's top companies trust Loqbox

TSB logoClearScore logoSantander logo