Debt and borrowing

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Debt and borrowing
October 22, 2024
Debt free: is it worth it?
Becoming debt-free is something we might all think of as a big step towards financial freedom. Collecting debts throughout your life, like student loans, mortgages and credit cards, can become stressful and overwhelming. But is getting debt-free the answer? Is there such a thing as good debt?
Debt and borrowing
October 9, 2024
Debt avalanche and debt snowball
Debt avalanche and debt snowball methods are two different ways of clearing any money you owe. Debt avalanche eliminates high-interest debt first, while debt snowball tackles the smallest debts first. Finding the best repayment methods depends on your approach to money and your finances.
Debt and borrowing
August 6, 2024
Understanding interest rates: How they affect your savings and loans
Interest is what you pay for borrowing and what you earn for saving. But who decides interest rates, what affects them, and how do they impact you? When you borrow on a credit card, mortgage or overdraft, you’ll often be charged interest. And if you squirrel away your savings you can earn against it. But how does it all work?
Debt and borrowing
October 25, 2024
Evaluating financial products: How to choose the right bank accounts and credit cards
Picking a credit card that fits your situation, and choosing the right bank account for your needs, can make a big difference to your financial wellbeing. There are loads of financial products out there, with many providers trying to dazzle you with perks and rewards. But how can you cut through the noise to find what’s right for you?

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Featured

Budgeting
Aug 14, 2023
70-20-10 rule for money & budgets: as seen on TikTok
When it comes to your personal finance, it's important to have some sort of budgeting strategy that works for you and your individual circumstances. One approach that’s had a lot of attention on TikTok recently is the 70-20-10 rule. So what is it and is it right for you? Loqbox takes a closer look.
Financial wellbeing
Jun 3, 2023
5 financial wellbeing tips to support your mental health
We all know what it’s like to be stressed about money, and how much it can impact our lives. Financial happiness is about taking control of your money, being secure in your situation, and feeling empowered to make informed decisions that fit your goals. Loqbox takes the weight off your shoulders with practical tips on how to improve your financial wellbeing.
Credit building
Apr 6, 2023
How much will my credit score go up when added to the electoral roll?
The electoral roll is a list of everybody who is registered to vote in the UK, and the three main credit reference agencies (Equifax, Experian and TransUnion) use it to verify your identity and address.
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For just £2.50 a week, you could see your credit score rise by up to 300 points in the first three months
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A letter that reads "Your special delivery of financial know-how"
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Two lightning bolts
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For just £2.50 a week, you could see your credit score rise by up to 300 points in the first three months
Get started
Improvements to your credit score are not guaranteed
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